Gary Smith Honda Finance Department

Auto Loans

The Gary Smith Honda finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Fort Walton Beach, Ocean City,FL, and Hurlburt Field to ensure our customers get the right finance program at the most competitive rates.

We strive to work with each customer to ensure their satisfaction. We have financed customers from Wright to Shalimar. Whether you are right down the road or an hour away from Fort Walton Beach you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.

How is your credit?

Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.

The Gary Smith Honda loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used Honda vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the Gary Smith Honda finance team will put together a loan package that is tailored specifically for you.

Online Credit Application

Fill out our online credit application and get pre-approved for your next vehicle.


Our Financial Services Include:

  • Competitive rates direct from the manufacturer and local Florida banks
  • Quick approvals
  • Value-added services to protect your vehicle investment
  • Extended warranty programs
  • And many more finance programs to fit your needs

We are always happy to answer your questions so please don't hesitate to contact us today!